At Furniture Factors we make it as easy as possible for our customers to enjoy Great Quality Furniture at fantastic prices.

However, we understand that not all customers may want to pay by credit or debit card. We offer a 0% Interest Free credit finance option across all of our furniture products over an agreed period of time to suit you. This option can be arranged personally in store .

Interest free credit is available on products £250.00 and over.

Loan Options:

Term                            Minimum Spend

6 months                          £250.00

12 months                        £400.00

24 months                        £750.00

Furniture Factors Finance:

Our finance is provided by Hitachi Personal Finance. Credit subject to status and affordability. Terms & Conditions Apply.

Maximum Loan Price
Our minimum loan price is £250.00 and our maximum loan price is £10,000.00 (Subject to status)

Please note a minimum of 10% deposit is required.

Finance Eligibility Criteria:
Minimum age 18

UK resident for 12 months

Employed/self employed (at least 16 hours)

No students (unless Dr or Nurse)

Retired (will require income details)

Disability (will require income details)

House person (only eligible if living with a partner in employment & will require partners income details)

Please note all credit is subject to application and status.

Call 01302 782822 today and ask for our Finance Department.

Furniture Factors Finance

Furniture Factors Limited is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348.